CONDO INSURANCE

Customized Protection Just for Condo Owners

Get it all with Mercury – low rates, excellent service, financial stability, customized coverage tailored to the unique needs of condo owners, and your own neighborhood agent.

The Condo Coverages You Need

We understand that condo owners have needs different from those of renters and homeowners, which is why we created insurance options just for you. Take a look at some of the coverages we offer and then talk to one our friendly, knowledgeable agents. You’ll get a plan built especially for you and you’ll like the price, too.

• Personal Property
  Provides coverage for your household items in the event of fire, theft or other covered loss. Did you know that most condo association policies don’t provide coverage for your personal belongings?
• Additional Personal Property
  Provides additional coverage for antiques, fine art, jewelry and other valuables.
• Improvements
  Provides coverage for fixtures and improvements, such as cabinets, flooring and lighting, as well as other free standing structures that may not be covered by your condo association’s policy.
• Loss Assessment
  Provides additional coverage in the event your condo association levies an assessment on each condo owner to make common area repairs for a covered loss.
• Additional Living Expenses
  Provides coverage for living expenses if your condo becomes uninhabitable as a result of a covered loss.
• Personal Liability Protection
  Pays for bodily injury or property damage caused to others as a result of a covered incident.
• Guest Medical Protection
  Pays medical expenses for your guests who are accidentally injured on your property.
• Workers’ Comp Coverage
  Pays medical expenses for your personal part-time employees, such as nannies or maids, who are injured on the job.
• Condos Rented to Others
  Provides liability and contents coverage on your condo when you rent it to others.

*Coverage(s) may be subject to certain restrictions and limitations and may not be available in all states. Ask your local independent agent for more information.

Low Rates and Great Discounts

Everyone likes to save a little money, so you’ll be glad to know that Mercury offers some of the lowest rates around. And that’s just the beginning, because you can save even more with some of our most popular discounts. Ask your Mercury agent about these and other discounts.

• Multi-Policy (Auto + Condo)
• Gated Community
• Smoke Alarms
• Security Monitoring
• Selecting a higher deductible

*Discounts may vary by state.